Head of Finance, M-KOPA Mobility

The Head of Finance’s purpose is to make sure M-KOPA Mobility is resourced to grow, translate capital into vehicle and operations at speed and efficiency, and provide leadership and investors a view of business performance they can trust and act on.

You will achieve this purpose by leading finance for M-KOPA Mobility: supporting fundraising strategy and execution, owning the business plan and budget, producing clear reporting that lets leadership understand and improve business performance, and running Mobility’s treasury and procurement execution within the Group framework.

Mobility is a fast-growing, early stage business unit within M-KOPA’s wider Group. It operates autonomously with the agility needed to act on an early stage and dynamic market opportunity. It draws on Group Finance for its accounting backbone, follows Group finance policies and controls, and it held to Big 4 audit standards

Key Responsibilities:

• Capital strategy & fundraising:

• Own the Mobility financial model, maintaining its structure, assumptions and outputs so it is the single source of truth for planning, capital raising and decision-making

• Work with the Managing Director to shape Mobility’s capital strategy, including capital structure options, sequencing of raises, and funding sources

• Lead finance data collection and preparation for due diligence, working with Group Finance so requests are answered accurately and on time

• Prepare and present portfolio analysis and performance to investors and lenders

• Financial reporting:

• Work with the M-KOPA Group finance team to review and interrogate management accounts and the monthly close for Mobility, ensuring accuracy and clarity

• Lead monthly business performance reviews, helping M-KOPA leadership to understand business performance, key drivers, and prioritize improvement opportunities

• Work with the Head of Portfolio to reconcile credit loss and recovery numbers across portfolio metrics and accounting views, so priced and reported risk agree

• Prepare the financial content of the board reporting pack, and keep business unit and Group reporting consistent

• Oversee statutory and tax filings delivered through the Group finance backend, and ensure Mobility’s controls and records meet Group policy and Big 4 audit standards

• Financial planning & analysis:

• Own the annual business plan, budget, and financial targets for Mobility

• Build the finance systems for the business unit, including reporting and insights that give leadership a clear, timely view of commercial and financial performance

• Represent Finance in decisions on pricing, retention economics and new investment cases, bringing the unit economics behind each

• Treasury execution:

• Oversee funding and payment execution inside the Group delegation framework

• Forecast Mobility’s cash and funding needs, and work with Group Treasury on the capital Mobility draws for growth and working capital

• Procurement:

• Manage the Mobility procurement team, setting purchasing policy and approval limits for the division

• Ensure Group procurement policies are strictly adhered to while enabling Mobility’s rapid growth with speed and cost-efficiency

This is a central role serving all Mobility markets, a member of the Mobility Leadership Team, and the first point of contact for Finance matters raised by the Managing Director, the General Manager and the Head of Portfolio.

Experience

• 10+ years in finance, including senior roles in a fast-growing, capital-intensive or lending business

• Raising debt or equity, from building the model and materials through due diligence to close

• Owning a business plan and budget, and holding reported numbers to it with leadership and investors

• Running reporting that meets Group policy and audit standards, ideally within a multi-entity group

• Working with credit or risk teams to reconcile priced risk against actual portfolio performance

• Leading teams and holding a seat at the leadership table, influencing decisions beyond their own function

Org Structure
Position reports to (title):

• Managing Director, Mobility

Reports of the position may include (titles):

• Procurement Lead

• Finance Manager (from Group, covering internal finance)

• Financial planning and analysis roles

Why M-KOPA?
At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.

Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Recognized four times by the Financial Times as one Africa’s fastest growing companies (2022, 2023, 2024, 2025 and 2026), named on CNBC’s World’s Top Fintech Companies 2025 & 2026 and by TIME100 Most influential companies in the world 2023 and 2024 , we’ve served over 10 million customers, unlocking $2 billion in cumulative credit for the everyday earners across Africa, in addition to over 10,000 e-bikes financed in Kenya.

Important Notice

M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.

M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships. 

M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.

Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date.

If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.

Head of Finance, M-KOPA Mobility

The Head of Finance’s purpose is to make sure M-KOPA Mobility is resourced to grow, translate capital into vehicle and operations at speed and efficiency, and provide leadership and investors a view of business performance they can trust and act on.

You will achieve this purpose by leading finance for M-KOPA Mobility: supporting fundraising strategy and execution, owning the business plan and budget, producing clear reporting that lets leadership understand and improve business performance, and running Mobility’s treasury and procurement execution within the Group framework.

Mobility is a fast-growing, early stage business unit within M-KOPA’s wider Group. It operates autonomously with the agility needed to act on an early stage and dynamic market opportunity. It draws on Group Finance for its accounting backbone, follows Group finance policies and controls, and it held to Big 4 audit standards

Key Responsibilities:

• Capital strategy & fundraising:

• Own the Mobility financial model, maintaining its structure, assumptions and outputs so it is the single source of truth for planning, capital raising and decision-making

• Work with the Managing Director to shape Mobility’s capital strategy, including capital structure options, sequencing of raises, and funding sources

• Lead finance data collection and preparation for due diligence, working with Group Finance so requests are answered accurately and on time

• Prepare and present portfolio analysis and performance to investors and lenders

• Financial reporting:

• Work with the M-KOPA Group finance team to review and interrogate management accounts and the monthly close for Mobility, ensuring accuracy and clarity

• Lead monthly business performance reviews, helping M-KOPA leadership to understand business performance, key drivers, and prioritize improvement opportunities

• Work with the Head of Portfolio to reconcile credit loss and recovery numbers across portfolio metrics and accounting views, so priced and reported risk agree

• Prepare the financial content of the board reporting pack, and keep business unit and Group reporting consistent

• Oversee statutory and tax filings delivered through the Group finance backend, and ensure Mobility’s controls and records meet Group policy and Big 4 audit standards

• Financial planning & analysis:

• Own the annual business plan, budget, and financial targets for Mobility

• Build the finance systems for the business unit, including reporting and insights that give leadership a clear, timely view of commercial and financial performance

• Represent Finance in decisions on pricing, retention economics and new investment cases, bringing the unit economics behind each

• Treasury execution:

• Oversee funding and payment execution inside the Group delegation framework

• Forecast Mobility’s cash and funding needs, and work with Group Treasury on the capital Mobility draws for growth and working capital

• Procurement:

• Manage the Mobility procurement team, setting purchasing policy and approval limits for the division

• Ensure Group procurement policies are strictly adhered to while enabling Mobility’s rapid growth with speed and cost-efficiency

This is a central role serving all Mobility markets, a member of the Mobility Leadership Team, and the first point of contact for Finance matters raised by the Managing Director, the General Manager and the Head of Portfolio.

Experience

• 10+ years in finance, including senior roles in a fast-growing, capital-intensive or lending business

• Raising debt or equity, from building the model and materials through due diligence to close

• Owning a business plan and budget, and holding reported numbers to it with leadership and investors

• Running reporting that meets Group policy and audit standards, ideally within a multi-entity group

• Working with credit or risk teams to reconcile priced risk against actual portfolio performance

• Leading teams and holding a seat at the leadership table, influencing decisions beyond their own function

Org Structure
Position reports to (title):

• Managing Director, Mobility

Reports of the position may include (titles):

• Procurement Lead

• Finance Manager (from Group, covering internal finance)

• Financial planning and analysis roles

Why M-KOPA?
At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.

Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Recognized four times by the Financial Times as one Africa’s fastest growing companies (2022, 2023, 2024, 2025 and 2026), named on CNBC’s World’s Top Fintech Companies 2025 & 2026 and by TIME100 Most influential companies in the world 2023 and 2024 , we’ve served over 10 million customers, unlocking $2 billion in cumulative credit for the everyday earners across Africa, in addition to over 10,000 e-bikes financed in Kenya.

Important Notice

M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.

M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships. 

M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.

Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date.

If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.